separator Errors & Omissions Program Enrollment

Enroll Now

For questions regarding the E&O Program, please contact us.

For more information please see a copy of the E&O policy

Independent Agent Errors & Omissions (E&O) Insurance Program

We are committed to your career success. Our goal is to continually offer outstanding services that will help you build and protect your business

We are pleased to offer a competitively priced, comprehensive E & O program specifically tailored to you, the life insurance agent. No longer do you need to subject yourself to the confines of group sponsored E & O programs.


Covered activities include Benefits of enrolling in the E & O Program
Sale or attempted sale or servicing of:
  • Life Insurance
  • Accident & Health Insurance
  • Long Term Care Insurance
  • Disability Insurance
  • Fixed Annuities (Equity Indexed Annuities)
  • Employee Benefit Plans, Individual Retirement Arrangements, IRAs and KEOGH Retirement Plans
  • Variable Products (optional)
  • Mutual Funds (optional)
  • Financial Planning incidental to the sale of the above products
  • Comprehensive coverage for your life insurance, variable product and mutual fund business (see Coverage Highlights for more detail)
  • No membership fees - You do not have to have a membership or appointment
  • Quality Carrier - Everest National Insurance Company (an admitted carrier rated A+ XV by A. M. Best)
Data Breach Coverage is included with a $25,000 sub-limit of liability per Agent
$500,000 Limit Each Wrongful Act / $1,000,000 Policy Aggregate Limit for any claim where premium
  financing is a component.

For further information regarding coverage, policy exclusions and claims reporting, please refer to the Coverage Highlights and the FAQs.


For questions regarding the E&O Program, please contact:

Ciera Padilla 949-349-9806 or Email:
Richard Huynh 949-349-9855 or Email:

To request a Certificate of Insurance please go to: Certificate Request


Arthur J. Gallagher & Co. Insurance Brokers of California
18201 Von Karman Ave, Suite 200
Irvine, CA 92612
(800) 532-0327

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